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Bank of the James Financial Group Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 06/08/2026 16:00
Bank of the James Financial Group Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization104.27 mln
Float3.43 mln
Earnings Date08/04/2026

EPS

2.41
Solid

P / E

10.07
Fair value

Piotroski F-Score

9 / 9
Exceptional

Beneish M-Score

-2.24
Borderline

Relative Strength

89 / 100
Strongly outperforming

Debt / Equity

0.11
Very low leverage

Business Description

Bank of the James Financial Group, founded in 1999 and based in Lynchburg, Virginia, serves individuals, businesses, and government bodies across Virginia through retail and commercial banking, mortgage lending, and wealth management. Customers can access a full range of deposit accounts, personal and business loans, and real estate financing, alongside investment planning, insurance products, and brokerage services. The company also supports everyday banking needs through credit cards, treasury management, and digital banking tools including online bill pay and mobile access.

Key Fundamentals

EPS2.41
P/E10.07
ROE14.48
RPS10.88
ROA1.07
Revenue, mln49.45
EV / Revenue1.78

Financial Strength

Piotroski F-Score 9 / 9
Beneish M-Score-2.24
Price to Intrinsic Value0.65
Price to Lynch Fair Value1.61
Price to Graham Number0.77
Shiller PE Ratio14.02
Short Ratio0.61
Short % of Float0.19

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 7.11% 95 / 100   
1 Month 5.02% 83 / 100   
2 Months 26.94% 89 / 100   
6 Months 38.13% 90 / 100   
1 Year 75.23% 89 / 100   



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