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BayFirst Financial Corp

NASDAQ • Financial Services • Banks - Regional • Quote as of 09/21/2026 16:00
BayFirst Financial Corp stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization249.14 mln
Float26.19 mln
Earnings Date10/22/2026

Piotroski F-Score

5 / 9
Neutral

Beneish M-Score

-3.2
Reliable

Relative Strength

98 / 100
Top performer

Debt / Equity

0.17
Very low leverage

Pre-Tax Margin

-381%
Severely loss-making

ROE

-64.52
Deeply negative

Business Description

BayFirst Financial Corp. is a Florida-based bank holding company serving individuals and businesses of all sizes through its subsidiary, BayFirst National Bank. Customers can access a full range of deposit accounts, loans, and mortgage products, along with modern banking tools such as mobile banking, cash management, and merchant processing. The bank operates multiple branches across Pinellas, Hillsborough, Manatee, and Sarasota counties, and has been headquartered in Saint Petersburg, Florida since its founding in 1999.

Key Fundamentals

EPS-11.21
ROE-64.52
RPS15.90
ROIC-41.50
ROA-4.88
Interest Cover-2.32
EBITDA, mln-76.06
EV / EBITDA1.09
Revenue, mln21.75
EV / Revenue6.86

Quote Details

Last 9.06
Change -0.18 (-1.95%)
Open 9.30
Volume 264,601
Turnover 2,397,285
Average Volume 160,914

Financial Ratios

Pre-Tax Profit Margin-381
Leverage Ratio9.79
Current Ratio0.01
Price / Book1.06
Price / Tangible Book1.73
Price / Cash Flow0.26
Price / Free Cash Flow0.24
Debt / Equity0.17
Price / Sales1.64

Financial Strength

Piotroski F-Score 5 / 9
Beneish M-Score-3.2
Price to Intrinsic Value0.01
Short Ratio12.47
Short % of Float1.38

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 2.95% 76 / 100   
1 Month 22.76% 95 / 100   
2 Months 78.7% 98 / 100   
6 Months 54.61% 92 / 100   
1 Year 6.46% 56 / 100   



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