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AmeriServ Financial Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/15/2026 16:00
AmeriServ Financial Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization76.07 mln
Float12.82 mln
Earnings Date10/20/2026

EPS

0.51
Decent

P / E

8.75
Undervalued

Piotroski F-Score

6 / 9
Solid

Relative Strength

59 / 100
Slightly ahead

Debt / Equity

0.54
Moderate leverage

Pre-Tax Margin

17%
Healthy margin

Business Description

AmeriServ Financial Inc. is a Pennsylvania-based bank holding company founded in 1983 that serves individuals, businesses, and institutions across the United States through its subsidiary, AmeriServ Financial Bank. The company provides a broad range of financial products, including personal and commercial loans, deposit accounts, and real estate financing. It also offers wealth management services such as investment portfolio management, estate planning, employee retirement plans, and insurance products.

Key Fundamentals

EPS0.51
P/E8.75
ROE7.24
RPS3.61
ROIC0.77
ROA0.58
Interest Cover0.37
EBITDA, mln15.76
EV / EBITDA8.32
EV / EBIT9.64
Revenue, mln61.41
EV / Revenue2.14

Quote Details

Last 4.46
Change -0.09 (-1.98%)
Open 4.48
Volume 7,985
Turnover 35,613
Average Volume 14,080

Financial Ratios

Pre-Tax Profit Margin17
Leverage Ratio11.87
Current Ratio5.31
Price / Book0.63
Price / Tangible Book0.71
Price / Cash Flow40.19
Price / Free Cash Flow83.70
Debt / Equity0.54
Price / Sales1.27
PEG Ratio5.04

Financial Strength

Piotroski F-Score 6 / 9
Price to Intrinsic Value0.62
Price to Graham Number0.54
Shiller PE Ratio13.56
Short Ratio11.68
Short % of Float1.03

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 0.22% 64 / 100   
1 Month -8.61% 24 / 100   
2 Months 17.37% 91 / 100   
6 Months 12.06% 82 / 100   
1 Year 54.33% 92 / 100   



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